Evolution of IT in Nepalese Banks
Core Banking Systems
Digital Banking Services
Internet and Mobile Banking
ATM, POS, and Card-Based Systems
Challenges and Opportunities in Technology Adoption
Concept of Payment Systems
Payment System Provider (PSP)
Payment System Operator (PSO)
Role of Nepal Rastra Bank (NRB) in Payment Systems
Digital Payments and Wallets
Objectives of NRB Act, 2058
Powers and Functions of Nepal Rastra Bank
Regulatory Role of NRB in Financial and IT Systems
Supervision and Control of Banks and Financial Institutions
Objectives of Payment and Settlement Act, 2075
Licensing and Regulation of PSPs and PSOs
Payment, Clearing, and Settlement Mechanisms
Consumer Protection and Risk Management
Objectives of Electronic Transaction Act, 2063
Legal Recognition of Electronic Records and Digital Signatures
Cyber Crimes and Offences
Penalties and Legal Provisions
Objectives of ICT Policy, 2072
Promotion of Digital Economy
E-Governance and IT Infrastructure Development
Cyber Security and Data Protection Provisions